Cloud Based Level 1 PCI Compliant Gateway
Accept payments any time, anywhere
Our simplified payment solutions are designed for whenever and wherever you need them, with premium features that help you run your business and protect your customers.
Features
Virtual Terminal
A virtual terminal is a web-based application that allows you to process electronic payments by telephone, mail order, fax, email, or in person. You can transform any existing desktop, laptop, smartphone, or tablet into a POS system without any additional hardware to purchase or software to install.
Recurring/Scheduled Payments
“Set it and forget it” has never been truer than on our virtual terminal. With various options to choose from, merchants can easily create subscription-based payments that fit their exact needs.
Invoicing Suite
The 123Checkout.net virtual terminal features a built-in electronic invoicing suite, allowing merchant to easily collect payments by simply sending an email or text to their customers.
Surcharge
The Merchant Surcharge Program allows merchants to add a percentage fee to their consumers’ credit card transactions to cover the merchant’s credit card processing costs. Debit cards and prepaid cards are not eligible as only credit card transactions apply.
Interchange Optimization
Interchange optimization is the utilization of specific processing habits to ensure that every transaction qualifies for the lowest rate possible. This means obtaining the best rate for B2B (Business to Business) and B2G (Business to Government) purchases by giving extra details about each transaction.
ACH/Check Processing
Looking to process a check instead of a credit card? No problem, our gateway has check processing built right into the virtual terminal, giving merchants even more ways of accepting payments.
ЗD Secure
Eliminate chargebacks, increase approvals and reduce false declines. The 123Checkout.net gateway supports 3D secure transactions, protecting merchants from the all-to-common “friendly fraud” lurking everywhere.